Broker Check

SmartVestor Pro

Kimberly Enders CFP® was first introduced to Dave Ramsey at the beginning of the financial crisis, Fall 2008, when she was looking for guidance to help her clients through the turbulent markets. After recognizing that the common-sense principles Dave taught paralleled her own, and as a way to give back to the community, she volunteered to teach Financial Peace University her local church. It was a natural fit for her to become a Dave Ramsey SmartVestor PRO™ where she has helped families put together a plan to eliminate debt, save more, and invest for the future.

The SmartVestor PRO program was created by Dave to help his listeners identify Financial Advisors with similar values to his and have “the heart of a teacher.” Applicants are reviewed by Dave Ramsey’s staff and must meet certain guidelines. Kimberly also adheres to a strict code of conduct to keep her own financial affairs in order and to provide unbiased products and services.

Kimberly shares Dave’s deep desire to see people freed from the bondage of debt, in control of their finances, and on the road to financial prosperity. If you’re not where you want to be financially and have the willingness to do whatever it takes to get there, we can show you how!

What does it mean to be a SmartVestor Pro?

To be designated as a SmartVestor Pro, an Advisor must already possess and maintain a defined code of conduct as well as agree philosophically with the financial planning principles espoused by Dave Ramsey and his Ramsey Solutions program.  Principles include, but are not limited to:

  • Investor Education
  • Eliminating Debt
  • Maintaining Emergency Funds
  • Not using Insurance as an Investment Vehicle
  • Not using Proprietary Investment Products


I believe everyone deserves access to solid, professional investing guidance. I have earned my position as a SmartVestor Pro because of my experience in the industry and my drive to help others.


I have the heart of a teacher, not the attitude of a salesman. I’m someone you can feel comfortable talking to and someone you can trust. We’ll work together to create a plan to help you reach your goals.


I’m more than a “financial planner”—I’m someone you can relate to and share your dreams with. I fit your investments to your life, help you understand what you’re investing in and why, and encourage you to stick with your long-term goals.

Working with an advisor that is part of the SmartVestor network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a Dave Ramsey SmartVestor Pro, SVP will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors that participate in this program pay a fee to belong to the program for client leads that are provided. Dave Ramsey and the Dave Ramsey SmartVestor program is not affiliated with Summit Brokerage and Enders Wealth Management and is not sponsored or endorsed by Summit Brokerage nor Enders Wealth Management.