Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Retirement Questions That Have Nothing to Do With Money Things to consider before retirement. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.